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Welcome to Renaissance Business Capital, your trusted partner in alternative lending solutions. We work with a network of trusted lenders and industry partners, giving us the advantage to offer lower interest rates and higher payouts. Our fast, personalized funding options bypass the lengthy processes of traditional banks to meet your business needs efficiently. What could you achieve with the right funding?
Our simple step-by-step process to get funded
2
Review
approx. less than 24 hours
We review your goals and present you with programs matching your needs
3
Receive Funding
approx. a few minutes
Choose the program that fits your needs best, and receive funding fast
Get funding to purchase equipment for you business to keep on growing.
Quick and simple cash available for any business purpose.
Our advisors will tailor a business loan to fit your needs.
Lowest rates available with an SBA 7a, 504, or express loan.
Get paid upfront for your 30-60 or 90 day old invoices.
Access capital for your business when you need it and only pay interest on the funds you use.
Save on fees, improve security, and boost customer satisfaction—all while increasing your bottom line.
Get funding for your next real estate project. Fix and Flip Funding, Single Family/Multi Family and more.
Equip your business with the proper credit tools that will gain business credit leverage, and your business will grow by leaps and bounds.
Business Funding Solutions
Business funding solutions that fit your needs and help you succeed
• Loans from $5,000 to $5.5 million
• Terms from 3 months to 10 years
Working Capital
• Access to the funds needed for day-to-day operations
• Fast Cash with reasonable, simple and straightforward conditions and easy approval
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How do you provide value to my business?As entrepreneurs, we understand that you need enough working capital to fund the many aspects of your business. Our value is in providing the capital you need today to maintain and grow your business for tomorrow and beyond. The approval requirements for our lending programs are significantly lower compared to secured bank loans, so our funding programs are the fastest and easiest way to obtain the money you need. In addition, unlike traditional banks, we offer post-funding support in the form of strategic and financial consulting—free of charge.
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What is the Application process?The application process is straightforward and should take approximately five to ten minutes. You can submit an application through our website to guide you through the process. Once we receive your full application and supporting documents, you will receive an offer within 24 hours. One of our Advisors will get in touch to guide you through the next steps. Rest assured, your advisor is your single point of contact throughout the entire funding process, and will remain available to answer any of your questions along the way.
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What are your minimum requirements to be approved for funding?While our average client meets these requirements, 1. Minimum of three months in business. 2. Minimum of $5,000 in monthly revenues. 3. Your business is based in the United States. We frequently get funding offers for Start Ups. Fill out the short application and your dedicated Advisor will access funding for you or provide a personalized strategy on how to repair personal credit and/ or build business credit.
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What can I use my money for?It is your money for your business, so you can use it however you see fit. Many of our clients use funding to cover payroll, renovate, manage inventory, expand, purchase equipment, and a variety of miscellaneous business expenses. You are the expert in maintaining and growing your company, and we are the experts in getting you the money you need to do so. It’s a win-win situation.
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I have bad credit and even a previous bankruptcy. Can you get me funding?This is one of our most frequently asked questions and the answer is YES! If you have poor personal credit, or even have filed previously for bankruptcy, we can still provide you with working capital. The qualifications are 1) You have been in business for at least six months 2) Your business generates sales in excess of $8,500 per month. In over 90% of cases, if you meet these two requirements, we can provide you with funding!
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How long does the approval take?Typically, approval is within 48 hours after we receive your full application, but it can take up to 72 hours, depending on how quickly you provide the required information, as well as the amount of funding being requested.
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How long will it take to receive my money?Usually within 24 hours after a contract is executed and received.
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How does the financial process work?At Renaissance Business Capital, our process is very simple. We assess your future sales revenues and get you the money you need to maintain and grow your business. Once we receive the quick application or the full pre-qualification application, as well as a couple of supporting documents, funding takes place within 48 hours.
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Do I have to take the full amount that I am approved for?No. You decide how much of the approved amount that you wish to receive.
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What information and supporting documents do I need to supply?We require copies of the following: bank statements, driver’s license, and a voided check from your business bank account.
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How can I ensure that my application is processed as fast as possible?We do everything within our power to make the funding process simple, fast, and hassle-free, but we need your cooperation, too! The best way to avoid delays and receive your funding as quickly as possible is to provide all requested documentation to us in a timely manner.